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How Life Care Helps Give Everyone Peace of Mind

Senior couple sitting on a bench watching the sunset

Senior living is a fantastic way to spend retirement, because many communities provide access to an incredible lifestyle steps away from your front door. However, it’s important to plan for now and the future.

Life Plan Communities with Life Care contracts provide a way for you to enjoy a custom-fit retirement complete with top-notch amenities and services, while also providing you with a safety net of a full continuum of senior care. 

Read on as we break down more details of this senior living option and discover why communities like Westminster offer the retirement lifestyle you deserve. 

What Is a Life Plan Community?

Life Plan Communities, also known as continuing care retirement communities or CCRCs, offer a continuum of care for older adults that includes residential living (sometimes called independent living) and at least one higher level of care at the same location. At Westminster, we offer residential living, assisted living, memory care, skilled nursing and short-term rehabilitation

The goal of this kind of community is to give residents abundant opportunities to enjoy their retirement with enriching amenities, timesaving services, and the safety net of high-quality senior care if they ever need it.

Life Plan Communities require a one-time, upfront entrance fee and a monthly service fee after that. 

Entrance fees are based on the type of contract you sign, the size of residence you select, and the number of occupants. These fees secure your senior living residence and give you priority access to future care. In part, an entrance fee is prepayment for long-term health care you may need in the future, which is why a portion can often be deducted from your taxes. Speak with a financial consultant to learn more details, so you can choose the best path for your retirement income.  

Monthly service fees cover your home maintenance and property taxes, utilities, meals at multiple dining venues,  priority access to quality on-site health and supportive services, a beautifully maintained campus, and dozens of services and amenities that can elevate your retirement lifestyle.

You can use our cost calculator to gain a better understanding of senior living costs at Westminster and discover how easily our community suits your financial plans. 

What Is Life Care?

Life Care is a type of contract offered by many retirement communities. It’s considered the gold standard in senior living contracts, because it promises person-centered continuing care for life. It offers predictable monthly costs for higher levels of living at prices significantly below market rates, which protects you from the rising costs of senior care and makes retirement planning much easier.

Another enormous benefit of continuing care is priority access to the level of senior care that best suits your needs. If your health changes or you need extra help with daily activities, you won’t need to choose a community based on availability or join a senior living wait list. 

Communities that offer a Life Care contract also often have a benevolence foundation that promise you a maintenance-free residence for life, even if you outlive your financial resources through no fault of your own. 

At our Life Plan Community in Austin, TX, we offer a Type A Life Care contract with various levels of entrance fee refundability (up to 90%) to the resident or their estate, once the resident is no longer living at the community. 

Life Plan Communities Also Offer an Enriched Retirement Lifestyle

While a continuum of health is one of the top benefits of Life Plan Communities, they also offer a retirement lifestyle that can’t be matched at home. Many communities like Westminster feature a wealth of services and amenities that enrich your retirement and encourage an active lifestyle. 

Here are just some services and amenities we offer at Westminster:

  • Maintenance-free living
  • Weekly housekeeping 
  • Concierge services
  • Wellness programs
  • Restaurant-style dining
  • Beauty salon and barbershop
  • Library
  • Fully equipped fitness center with personal trainer
  • Heated indoor swimming pool and spa
  • Studios for Tai Chi and yoga
  • Walking trails
  • General store

Continuing Care Offers Peace of Mind for You and Your Family

Knowing you have 24/7 priority access to an on-site continuum of care allows you and your family to worry less about your future and focus more on spending quality time together.

Your family will gain peace of mind knowing your needs will always be taken care of if you someday require personalized care in assisted living, a safe and comfortable environment in memory care, expert rehabilitative services after an illness or injury, or compassionate services in skilled nursing.

They’ll also know you’ll always lead an enriched lifestyle with plenty of opportunities to pursue your passions and build meaningful friendships, no matter what level of care you might require in the future. 

Westminster Isn’t Your Average Retirement Community

Our Life Plan Community in Austin, TX, is as unique as the city we call home. We pride ourselves on anticipating your needs, catering to your preferences, and providing you with a senior living experience that completely suits your retirement lifestyle. Contact our residency counselors online or R.S.V.P. to one of our events to learn more about life at Westminster. We look forward to hearing from you!