Life Care at Westminster: A Smarter, More Secure Future
September 10, 2025
Planning for retirement means more than just finding a great place to live — it’s about ensuring security, financial stability, and peace of mind for the future. At Westminster in Austin, Life Care is more than a concept — it’s a promise: the assurance that if your health needs ever change, you’ll never have to move to another community to receive the care you need.
Life Care is also a financial advantage. It’s one of the most popular options in retirement living today, and Westminster offers it through three flexible plans designed to fit your goals and your budget.
What Is Life Care?
Life Care means you’ll enjoy independent living today with guaranteed priority access to higher levels of care tomorrow — including assisted living, memory care, skilled nursing, and rehabilitation — all within the Westminster community. You pay a one-time entrance fee and an ongoing, predictable monthly service fee that keeps your costs stable, even as care needs change.
The Key Benefits of Life Care at Westminster
- Independent living with built-in support
Enjoy a vibrant, maintenance-free lifestyle today, with priority access to care if you ever need it. - Predictable monthly fees
Protect yourself from the rising costs of care with a stable monthly fee that’s easy to plan and budget for. - Significant cost savings
Life Care can save you substantially over time compared to the average cost of private nursing care. - You’ll never be asked to leave
If you outlive your financial resources through no fault of your own, you can remain in the community. - Potential tax benefits
A portion of your entrance and monthly fees may be tax-deductible as a prepaid medical expense (consult your tax advisor).
What Is the Entrance Fee?
The one-time entrance fee is determined by the size and type of residence you choose and makes it possible for Westminster to provide Life Care. This fee also gives you full access to community amenities, events, wellness programs, and services — empowering you to focus on what matters most: friends, family, travel, learning, and living well.
What Does “Predictable Monthly Service Fee” Mean?
Your monthly fee is based on the size of your residence and the number of occupants. Unlike a traditional home, there are no property taxes, utility hassles, or homeowners’ insurance premiums — everything is consolidated into one easy-to-manage monthly cost.
This fee covers:
- Home maintenance
- Dining services
- Wellness and fitness programs
- Entertainment and cultural events
- Scheduled transportation
- Access to healthcare services
It simplifies your life — and protects your budget!
Which Plan Is Right for You?
At Westminster, you can choose from three Life Care financial plans:
- The 90% Return of Capital™ Plan
This plan allows you to preserve your estate for your family by refunding 90% of your entrance fee to you or your estate, regardless of how long you live at Westminster. - The 50% Return of Capital™ Plan
Enjoy the benefits of Life Care with a 50% refund of your entrance fee to you or your estate, balancing value and peace of mind. - The Standard Plan
The most accessible option with the lowest upfront cost. A portion of your entrance fee may be refunded depending on how long you’ve lived in the community.
Do Life Care Fees Offer Tax Benefits?
Yes. According to IRS guidelines, a portion of your entrance fee and monthly fees may be tax-deductible as a medical expense. Consult your tax advisor to learn how Life Care may benefit your individual situation.
What If I Already Have Long-Term Care Insurance?
Great news — if you carry a long-term care insurance policy, you may still be eligible to receive benefits if you need assisted living, memory care, or skilled nursing at Westminster. Contact your insurance provider to confirm how your policy and Life Care may work together.
Is There a Satisfaction Guarantee?
Absolutely. Westminster offers a 100% Satisfaction Guarantee.
If for any reason you’re not completely satisfied within your first 12 months of residency, your entrance fee will be refunded in full. That’s how confident we are in the value and experience we offer.
Westminster Is Not Just Any Life Plan Community
Westminster is an award-winning Life Plan community winning 2025 U.S. News & World Report Best Independent Living, Best Assisted Living, Best Memory Care, Best Short-Term Rehab and Best Skilled Nursing! This recognition reflects a deep commitment to exceptional service, innovative programs, and resident satisfaction
Let’s Talk About Your Future
Choosing Life Care at Westminster means choosing a plan, a place, and a team that’s committed to your well-being — today and tomorrow. Let’s explore the residency plan that best fits your goals for a secure, enriching future. Schedule a visit today!
